Costs, financing & insurance · Washington, DC
Paying for specialty care, explained plainly.
What drives the cost of periodontal and implant treatment, how your consultation turns that into a written number, and the financing and insurance realities we walk every patient through.
Direct answer
The cost of periodontal and implant treatment depends on the specifics of your case — how many teeth are involved, whether bone grafting is needed, what sedation you choose, and what the final restoration is made of. At DC Perio & Implants, your consultation produces a written, itemized treatment plan with exact costs, and extended payment options are available through Cherry, CareCredit, or Alphaeon — options in writing at your consultation.
The honest starting point: most implant and full-arch treatment is paid out of pocket. Dental insurance was built around cleanings and fillings, not surgical specialty care — so we plan around financing first and treat insurance as a contribution, not the foundation.
What you leave the consult with: a written plan listing every procedure, its cost, the sequence, and the financing options that apply to your case — so you can decide at home, on your own timeline.
What actually drives the cost of your treatment
Two patients can ask for the same procedure and need meaningfully different treatment. These are the variables that move the number, in roughly the order they matter:
1) How many teeth are involved. A single dental implant is a different project than replacing several teeth or a full arch.
2) The condition of the foundation. Sites with adequate bone and healthy gum need less preparatory work. Bone grafting, sinus lifts, and gum treatment add procedures — and cost — but they are often the difference between an implant that lasts and one that fails.
3) Sedation. Local anesthesia, nitrous, oral sedation, and IV sedation carry different costs. Longer surgical cases usually justify deeper sedation; short ones usually do not.
4) The final restoration. The implant is the anchor; the tooth on top is a separate piece with its own materials and lab work. What it is made of, and who makes it, affects the total.
5) Staging and timing. Some cases are completed in one surgical visit. Others are healthier — and end up less expensive over time — when staged across several months.
How the consultation turns that into a real number
A quote without an exam is a guess, and we do not guess. Your consultation includes a clinical exam, 3D imaging (CBCT) where implant planning is involved, and a review of any records your dentist has already taken. From that, the doctor builds an itemized treatment plan.
The written plan lists each procedure, its cost, the recommended sequence, the sedation approach, and the timeline — so the number you take home is the number for yourcase, not an average of everyone else’s. If there are two reasonable ways to treat your case, you see both, with the tradeoffs.
You will meet one of our three periodontists at that visit — Dr. Abron, Dr. Miller, or Dr. Porzio — and the plan comes from the doctor who examined you, not from a sales desk.
Financing: three partners, options in writing
Extended payment options are available through Cherry, CareCredit, or Alphaeon — options in writing at your consultation. These are third-party healthcare financing companies; approval and terms depend on the partner and your credit.
We do not publish payment amounts online, because an advertised payment that does not survive underwriting is worse than no number at all. What we do instead: our team walks you through the application at the consult if you want it, and the terms you qualify for go into the same written packet as your treatment plan.
If you are weighing a larger case, the full-arch cost guide explains what drives cost at that scale.
FSA and HSA dollars count here
Many of our patients work for the federal government or on the Hill and carry flexible spending or health savings accounts. Treatment that diagnoses or treats disease — periodontal therapy, grafting, implants placed to restore function — is generally FSA/HSA eligible. Confirm the details with your plan administrator; we provide the itemized documentation your plan needs.
Where insurance fits — and where it doesn’t
Dental insurance helps most with diagnostic visits and periodontal therapy, and least with implant surgery. Some plans cover a portion of implant treatment; many do not, or cover only the crown. Annual maximums on most dental plans were set decades ago and rarely cover a meaningful share of surgical specialty care.
We work with most major dental carriers and coordinate insurance as a courtesy. We are not in-network with every plan; when we are out of network with yours, we can usually still file claims on your behalf. Before treatment begins, you will know what your plan is expected to contribute — in writing, not as a hallway estimate.
Gum disease left untreated gets more expensive to fix, not less. If cost is the reason you have been waiting, the most useful step is the consultation — it replaces the fear of an unknown number with a real one. Both our Farragut Square and Eastern Market offices handle financing and insurance the same way — see both locations.
Common questions
Frequently asked about paying for care
- Do you offer payment plans or financing?
- Yes. Extended payment options are available through Cherry, CareCredit, or Alphaeon — three third-party financing partners we work with regularly. Terms depend on the partner and your credit. You receive your options in writing at your consultation, alongside the written treatment plan, so you can compare them at home without pressure.
- Do you take my dental insurance?
- We work with most major dental insurance carriers and provide insurance coordination as a courtesy. We are not in-network with every plan. If we are out of network with yours, we can usually still file claims on your behalf and help you understand what your plan actually covers before treatment begins.
- Can I use my FSA or HSA for periodontal or implant treatment?
- In most cases, yes. Treatment that diagnoses or treats disease — periodontal therapy, bone grafting, dental implants placed to restore function — is generally an eligible expense under flexible spending and health savings accounts. Confirm the specifics with your plan administrator; we can provide the itemized documentation your plan requires.
- Why is there no price list on this page?
- Because a price list would be wrong for most people who read it. Two patients asking for the same procedure can need very different treatment — one may need bone grafting and sedation, the other neither. Publishing a single number would either overstate or understate what your care involves. What we commit to instead: a written, itemized treatment plan at your consultation, with nothing left to estimate.
- Does medical insurance ever contribute?
- Occasionally. Medical insurance sometimes contributes when tooth loss results from an accident or from specific medical conditions. It is the exception, not the rule, and our team can help you determine whether your situation qualifies during the consultation.
Get your number in writing.
One visit replaces the guessing with an itemized plan, exact costs, and the financing options that apply to you.
